For first-tier cities including Beijing, Shanghai, Guangzhou and Shenzhen, the rate of first home loans were in the range of 5.09% to 5.57%. Photo: iStock

The average interest rate for first home loans continued to decline steadily in January, following a 0.53% month-on-month decrease in December, Yicai.com reported.

The average lending rate for first home buyers in January was 5.66% nation-wide, which is 1.155 times the benchmark interest rate, decreasing by 0.35% from December, according to data released by Rong360 Big Data Institute.

For first-tier cities including Beijing, Shanghai, Guangzhou and Shenzhen, the rate of first home loans were in the range of 5.09% to 5.57%.

However, second-tier cities saw a large correction. For example, in Tianjin, many banks cut mortgage interest rates, and lowered first home loan rates to 5% above the benchmark interest rate, compared to the previous 15% above the benchmark.

It is expected that more cities will see a downward adjustment of their first home lending rate, and the decrease will vary from city to city, said Li Weiyi, analyst at Rong360.

Join the Conversation

450 Comments

  4. Wonderful site you have here but I was wondering if you knew of any message boards that cover the same topics discussed in this article? I’d really like to be a part of online community where I can get responses from other experienced people that share the same interest. If you have any recommendations, please let me know. Thanks a lot!|

  5. Servicio técnico de electrodomésticos de gama blanca (climatización, Frigoríficos, Microondas, Lavadoras – Secadoras, etc) realizando trabajos de gran calidad e innovando, buscando y estudiando nuevas tecnologías que puedan aportar una mayor eficacia y rentabilidad a nuestros clientes.

  6. Nadie mejor que el técnico que le está atendiendo conoce tanto la máquina como la instalación, evidentemente si cuando el va no da el fallo poco puede hacer al respecto. En principio para una caldera de pellets bronpi, y sin entrar en más detalles que el instalador podrá conocer mejor que yo podemos aventurarnos a afirmar que lo que a priori parece es un problema de presión del circuito de agua. Hemos de tener en cuenta que para las calderas de pellets las salidas de humos son super importantes, han de ser de acero inoxidable 31 , doble pared y no tener más de 1 metro en horizontal.

  8. Just want to say your article is as surprising. The clearness for your submit is simply nice and that i could think you are an expert on this subject. Well along with your permission allow me to snatch your RSS feed to stay up to date with drawing close post. Thank you a million and please continue the gratifying work.|

  9. Servicio tecnico joannes, reparamos la marca Joannes y otras en Madrid y Toledo. Servicio técnico Joannes, Madrid, Aranjuez, Paracuelos del Jarama, Alcobendas, Alcala de Henares, llegamos a casi todas las localidades de Madrid. SERVICIO TECNICO DE CALDERAS JMR CLIMACALOR Empresa autorizada de gas y calefacción. Empresa autorizada por la DGI de Madrid y Toledo para la reparacion y el mantenimiento de aparatos a gas calderas calentadores de gas y gasoil, servicio tecnico de calderas, control de gases, revisiones, instalaciones de gas, calefacción y aire acondicionados. Al servicio de nuestros clientes desde hace 18 años seriedad, responsabilidad y precio justo.

  10. I am not sure where you’re getting your information, but great topic. I needs to spend some time learning much more or understanding more. Thanks for fantastic info I was looking for this info for my mission.|

  12. Somebody essentially assist to make severely articles I might state. This is the very first time I frequented your web page and so far? I surprised with the research you made to create this actual post extraordinary. Fantastic job!|

  14. En todas las reparaciones que realizamos emitimos factura, es la mejor garantía de un trabajo hecho por un servicio técnico de reparación serio y profesional. El consumidor perderá todos los derechos de la presente garantía en caso de no denunciar al distribuidor el defecto de conformidad dentro del plazo de dos meses de la fecha en la que se descubrió el defecto mismo. Marque el número 100 150 – 943 4 150 para que le conecten directamente con su Servicio Oficial Candy.

  15. LG Electronics presentó muchos productos nuevos, aplicó nuevas tecnologías como los dispositivos móviles y los TV digitales en el siglo XXI y continúa reafirmando su posición como una compañía mundial. En 1997 Los primeros dispositivos móviles digitales CDMA suministrados a Ameritech y GTE en Logra la certificación UL en los Desarrolla el primer aparato IC en el mundo para DTV. Repuestos y Recambios para Repuestos – SAUNIER DUVALCompra Repuestos y Recambios para Repuestos – SAUNIER DUVAL siempre al mejor precio.

  17. Generally I do not read post on blogs, however I would like to say that this write-up very forced me to take a look at and do so! Your writing style has been amazed me. Thanks, quite nice article.|

  18. We are a group of volunteers and starting a new scheme in our community. Your website provided us with valuable info to work on. You’ve done an impressive job and our whole community will be thankful to you.|

  20. Unquestionably imagine that which you said. Your favorite justification appeared to be on the internet the easiest thing to consider of. I say to you, I certainly get irked at the same time as people consider worries that they plainly don’t know about. You managed to hit the nail upon the highest and also outlined out the whole thing with no need side effect , other folks could take a signal. Will likely be back to get more. Thanks|