A family in Singapore has been receiving threatening calls from a loan shark because their Filipina maid owes S$4,000 to several people who she had believed were legitimate moneylenders.
The maid’s 40-year-old employer, a woman named Chang, wrote to a Singapore newspaper to describe their predicament.
She said she had been forced to alert the police and was contemplating sacking the maid because of safety concerns for her family as well as the domestic worker.
Chang told Shin Min Daily News she received the first call in February from an anonymous man who said he was a loan shark and could not reach her Filipina maid, who had failed to repay him S$200.
The maid allegedly took out a loan using her work permit, which had the employer’s name and home address on it. The loan shark insisted that Chang would be the guarantor for her maid by default.
The worker later explained that she had got the loan on behalf of a friend. Chang and her husband believed her and had decided to settle the debt for the maid, who had been a good and diligent worker for six years.
However, a week ago, the family received over 80 harassment calls in three days from another loan shark who threatened to set fire to their house or harm Chang’s husband if the employer did not clear her worker’s debts.
The couple settled another S$1,500 in debts and filed a report to police. The Filipina admitted that she took out a total of S$4,000 in loans over two months after seeing messages advertising loans. She insisted that she did not know these were not legal moneylenders.
Chang recalled that her maid had asked for advance salary payments and borrowed S$1,000 from her in January, saying she needed to buy land in the Philippines. She regretted not realizing that her employee was in such serious need of money.
The Filipina apologized but her employer said they were considering sending her away due to safety concerns.
yan nga ang sinasabi ko na dapat prohibited mga kagaya kong kunyang borrowing money from money lender and pinagsasabihan naman tau ng agency na if pwede and if kaya wag manghiram ng pera sa kung kanino at sa amo para makaiwas sa problema..tamang pagbudget ng sahod ang kailangan
At kya nd rin masisi ang mga employer kung bkit hawak nila ang passport at working permit..iwas din cla s problema sna mkontento nlang kung mgkanu ang sahod pra wlang malagay s alanganin
hindi naman dapat hawakan ng employer ang anumang documents ng kunyang nila dahil hjndi sila ang nagbabayad..dito kc hindi talaga nila inimplement yong rules magkakutsaba pa agency sa pinas at sg kaya deretso sa amo ang documents..di katulad ng hongkong ibalik lahat sa iyo ang papeles mo walang jahawakan ng employer kaya madali makautang yong mga kababayan doon sa banko tapos tinataguan
Getting business loan is not as easy it looks. Many reputed banks rejected my loan application & finally loan got approved from monevoloanfunds@outlook. com you can contact this loan company stated above and get your loan approved in a very low interest rate..
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